Life Insurance Claim Investigations

Life insurance is a promise between the policy owner and the insurer, where the insurer agrees to reimburse the occurrence of the insured person’s death or other event such as terminal illness or critical illness. In spite of so many restrictions and distinctions, so many frauds are occurring due to the false claims such as disappearance or any other fraudulent activities to obtain the financial gains. We investigate from the grassroots to obtain the genuine evidences and factors to claim the amount.

There are many ways to make a fraudulent claim which are usually presented to insurer, many people also attempt to make, Post-Dated Life Insurance which refers to a falsified policy that has been arranged after the death of the person but fabricated and appeared to have been issued before death of the person. We have already experienced such kind of cases, where we successfully find out the truth. This was just an instance of easiest way to fabricate a fraudulent claim and sometimes it is also difficult to find out in the records, however most of the Insurance companies have enhanced their records with more stringent way. Indeed, the medical history can be created within few hours. Most of the time, buyer take the policy without omitting the details of any pre-medical history or can create any medical condition. However, most of the Insurance fraud can be seen in Life Insurance Claims. We have resolved numerous such kinds of cases where it is difficult to know the truth. We normally collect and find about the below facts:

• An original or certified copy of the policyholder's death certificate
• Proof of identity as the beneficiary
• Complete proof of the death
• Date of, time and place of death
• Detail circumstances of death
• Copies of the treatment records (if death occurred due to any ailment)
• List the names and addresses of all treating physicians and hospitals
• And other possible details to detect the fraud

We, at GVS adopt the best practices of investigations to tackle the growing problem of Insurance fraud. We show you the steps so that you can take more precautions while dealing with any fraud claim or a genuine one but we would like to make you more cautious to fund for the claim. We would like to be your safeguard so that we can make harder for bogus claimants to succeed and our services will assist you in increasing your protection. Our services are excellent source for detecting the difference between genuine or fake claim. If you are suspicious about a claim or want to know more about our services, kindly contact us on [email protected] according to your requirement respectively.